Tips For Making A Move To A New Home When Money Is Tight

Home & Garden Money & Finances Personal Finance

You’ve been wanting to move house for a while, your family has outgrown your home, but now you are getting desperate. It’s no secret that moving house doesn’t come cheap, which is why when you’re short of funds often you try and put moving off for as long as possible. However, eventually, you will need to take the leap, regardless of how much it will cost you to move to somewhere new. From the cost of hiring a moving van and buying boxes to the cost of having your old home professionally cleaned, there are a lot of costs that can come with moving.

The good news is that although moving house can be expensive, it doesn’t have to break the bank, regardless of the budget that you have for it. The fact is that when it comes to moving house, how much it will cost you, will depend on how you go about it. Sure, it can be expensive, but that’s not to say it has to be, it just depends on how you opt to go about things, that’s all. With that in mind, below is a list of tips and ideas of ways that you can make moving more affordable when money is tight, and your budget is small. Read on for everything that you need to know.

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Should you take out a loan? Or save up?

When it comes to affording a move, a lot of people opt to take out a loan to help make the move more affordable. While this is a viable option and one that’s worth considering, what you also need to think about is whether taking out a loan is affordable for you. Ask yourself, will you be able to keep up with the repayments? Because the last thing that you want is to make your situation worse. Don’t just think about the cost of the loan itself, but also make sure to take the interest into account as well, and ask yourself whether it is affordable.

Another option, instead of borrowing money is to save up – this would mean holding off on moving for a while so that you could save up the money that you would need. Obviously, if you can afford a loan and the repayments this is a better option as that way you can move right away, but it’s still worth considering saving up instead. It’s important to take the time to think about the two options that you have, to ensure that you pick the one that is best for you and your family. Don’t rush things, take your time to think things through and make sure that you aren’t picking the wrong choose.  

Do lots of research

When it comes to preparing for the move itself, it’s important that you take the time to do plenty of research into your options.

Instead of just opting for the first removal company that you come across, consider doing your research and looking for the companies that offer the best deals and lowest prices. It seems silly to pay over the odds just because a company is well-known, especially when all they are doing is moving your belongings from A to B. That being said, it’s important to pick a moving company that is reliable and has all the right insurance in place. So for every moving company that you consider, make sure to look at their credentials, to ensure that you are not being ripped off. It probably works out better overall to pick a company that costs a little more but comes with all the insurance needed, rather than using a cheaper company and having to pay for your own insurance. For every quote that you get, take your time to go through what the company is offering for the price so that you can work out which option offers the best value.

When it comes to moving, it’s crucial that you are savvy about the realtors that you use, both when selling your current home and finding a new one. The last thing that you want is to spend too much money on this element of moving house, so it’s important to take your time considering what your options are. While you could opt to go down the traditional route of using a realtor who you have to pay for their time and services, you also have alternative options to consider. Did you know that more and more people are choosing to sell their homes themselves, as well as finding new properties themselves? The reason for this is because there are various websites and apps that can be used for free or for low prices to sell and find properties, helping to make the process of moving easier and cheaper. You can even use social media sites like Facebook, Twitter, and Instagram to improve how quickly your home sells or how easily you find a new home to move to.

The fact is if you are going to make moving more affordable, taking your time to research each aspect of the process is vital.

Could you go DIY?

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How about, instead of hiring people to help you with various aspects of your move, you choose to go DIY? This might not sound like a good idea but actually, going DIY can be a great option as it can help to cut costs and ensure that your move is as affordable as you need it to be. Sure, it may mean that there is more work for you to do, but if it saves you money surely that doesn’t matter?

Instead of hiring movers, consider doing everything yourself, with the help of your family and some friends, of course. The most important thing if you are going to go down the DIY route when it comes to moving is to start getting organized as early as possible. Otherwise, you will most probably end up in a mess, which will cause you to become even more stressed out than you need to be. So, being organized is a must when it comes to going DIY. Moving your belongings yourself isn’t as difficult as you would think, you can either do loads of trips in your cars and your friend’s and family’s cars, or you can opt to hire a van. However, hiring a van will add to the cost, but will make the process quicker. Self-drive vans don’t tend to cost that much to hire, so this could be something that is worth looking into. As long as you feel comfortable driving a van, that is.

A lot of people opt to hire professional cleaners to deep clean their homes when they move out, including cleaning the walls and floors. However, you don’t have to hire a professional cleaning service to clean your home for you; you can easily deep clean your home yourself. The best way to go about doing this is to stock up on cleaning supplies like bleach and start from the top of the house, working your way down. What you want to do is clean every room from top to bottom. If you’ve got a steam mop, utilize it as these are fantastic for cleaning all sorts of areas, from the carpets to the windows, they’re especially good as they clean with steam, so no products are needed for them.

Don’t buy boxes

Whatever you do, don’t buy moving boxes. Boxes might be the building blocks of a simple and straightforward move, but they are incredibly expensive to buy, which is why you don’t want to buy them. They are an unnecessary cost and one which you don’t want to waste any of your precious budget on, especially when money is tight. Instead of buying boxes, get a little more creative.

Ask around your friends and family and see if anyone has any old boxes that they no longer want or need. Ask your boss whether there are any empty boxes at your workplace from deliveries that you could use. You may also want to check on Freecycle and Facebook to see if anyone has any old moving boxes that they no longer want. Another option could be to head to your local supermarket and ask them if they have any old boxes that you could potentially have for your move – one store or another is sure to have some.

The fact is that moving house can be downright expensive, but it doesn’t have to break the bank, not if you are savvy about things. Take note of the tips and advice above, and you can ensure that your home move is as economical as possible. Sure, it may mean making more effort but if it saves you money and makes moving more affordable it’s worth it, isn’t it? What is important is that you don’t break the bank by moving and get yourself into financial trouble – you need to ensure that you are only spending what you can afford.