Save Money By Being Smart With Your Smartphone


Hands up who’s dependent on their smartphone? It’s not something many of us would like to admit to, but the truth is, most of us feel that deep down, we couldn’t live without our little pocket-sized pal. Smartphones have changed the way in which many of us go about our day to day lives, and in many ways, they have improved our lives for the better. After all, having Google at your fingertips, and a 15 mega-pixel camera ready to snap away at any opportunity can only be a good thing, right? Typically, yes – but not if it costs you an arm and a leg. The smartphone market as a whole has flourished throughout recent years, and subsequently, prices have also soared. But how do you know if you’re paying for an excellent service, or if you’re just getting ripped off? There is always money to be saved on smartphones, and here are a few ways you can do it.

Skip the hefty insurance costs

When you take out a mobile phone contract (very few people use pay as you go anymore), you will most likely be offered an insurance policy to mix in with your total monthly cost. The sales advisor will, of course, try and persuade you that such a policy is an absolute necessity. If you’re a very clumsy person, that may well be the case. But that extra £15 a month can soon start to add up, and it may all seem a bit pointless if you never actually need to use it. Instead, simply keep some cash aside to pay for things like a screen repair, and learn how to do some DIY fixes (for example, if you drop your phone in water). Most phone contracts also come with a warranty of some kind, so make sure you find out what you’re covered for in this.

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Skip the handset

When you buy into a typical mobile phone contract, the contract itself is made up of two components: the SIM, and the handset. If you break the costs down, it is the handset that pushes your money to the limit. So, if you want to save some cash, avoid it! If you’re not actually that bothered about having a brand new phone, it can be worth it to grab a sim only deal. You still get the same minutes, texts and internet usage that a general contract would offer you, but you just put the sim into an older phone.

Skip the apps

These days, it seems as though there is an app for just about everything. More often than not, they are cleverly marketed at their desired audience, and you may find yourself being reeled in by an app that seems too good not to get. Before you press ‘buy,’ however, pause for a moment. There are thousands of apps on the app store for both Apple and Android – there’s a pretty high likelihood that there will be a similar version available for free. Do some shopping around before you commit to a costly app.